How Does Michigan No-Fault Insurance Affect a Car Accident Claim?

Personal Injury Protection, commonly called PIP, is part of Michigan's mandatory no-fault auto coverage. PIP medical coverage can pay allowable expenses for medical care, recovery, and rehabilitation after an auto accident, and Michigan currently provides drivers with several PIP medical coverage options, so which coverage is in place matters.

A car accident may also involve claims outside the injured person's own no-fault benefits. Those rights depend on the circumstances, injuries, insurance coverage, and applicable Michigan law. Injuries that do not involve a motor vehicle, such as a dog bite or a dangerous property condition, follow a different legal framework.