Car Accident Attorney in Michigan | Mungo Law

An car accident can change the rhythm of your life in seconds. One minute, you are headed to work or driving home. The next, you are dealing with pain, medical appointments, vehicle damage, missed paychecks, and an insurance company asking questions.  

At Mungo Law, we believe you deserve clear answers while you focus on getting your life moving again. We represent injured people across Michigan, including Wayne County, Oakland County, and Genesee County. We listen, explain your options, and help you understand what your next move could be.

What Should You Do After a Car Accident in Michigan?

Take Care of Your Health First

Seek medical attention when you need it. Some injuries are immediately obvious, while others may become noticeable hours or days later.  

Follow your medical provider's instructions and keep your appointments. Your medical records can also become important evidence of your injuries and treatment.  

Document What You Can

If you can safely gather information, details from the scene may help later. Useful evidence can include:  

• Photos and videos of the vehicles and accident scene  
• Driver and insurance information  
• Witness names and contact information  
• Police report information  
• Dashcam footage  
• Photos of visible injuries  
• Nearby businesses or homes that may have surveillance footage  

Start an Accident File

Here is one practical step many people overlook. Create one folder for everything connected to the accident.  

Keep medical bills, insurance letters, receipts, prescriptions, and employment records together. Track missed work and mileage to medical appointments. You can also note how your injuries affect sleep, work, parenting, hobbies, and daily routines.  

How Do Michigan Car Accident Claims Work?

Understanding Michigan No-Fault Insurance

Michigan drivers are required to carry no-fault automobile insurance. Personal Injury Protection, commonly called PIP, can provide benefits following an auto accident.  

Depending on your coverage and circumstances, PIP benefits may include:  

• Medical expenses up to the applicable coverage limit  
• Wage loss benefits  
• Replacement services  
• Certain rehabilitation and recovery expenses  
• Certain attendant care expenses  

Michigan drivers can select different levels of PIP medical coverage. Some eligible drivers can also exclude or opt out of PIP medical coverage. That makes reviewing the actual insurance policy especially important after a serious crash.  

Can You Sue the At-Fault Driver?

Potentially. Michigan's no-fault system does not prevent every lawsuit against an at-fault driver.  

Michigan law permits certain claims involving death, serious impairment of body function, or permanent serious disfigurement. Whether an injury meets the legal requirements depends on the specific facts.  

A third-party claim may seek compensation that is different from available PIP benefits. A Michigan car accident attorney can review both potential sources of recovery.  

What If You Were Partially at Fault?

Being partially responsible does not automatically prevent recovery in every Michigan personal injury case. Michigan uses comparative-fault rules that can reduce damages according to the injured person's percentage of fault.  

If that person's fault is greater than the combined fault of others, Michigan law bars an award of noneconomic damages. Economic damages may still be reduced by the person's percentage of fault.  

What Compensation May Be Available After a Michigan Car Accident?

Medical Care and Future Treatment

A serious injury can involve more than an emergency room bill. Treatment may continue for months or longer.  

Depending on the circumstances, relevant losses may involve hospital care, rehabilitation, physical therapy, medication, specialists, and future medical needs.  

Lost Income and Ability to Work

An injury can make returning to work difficult or impossible for a period of time. Michigan PIP coverage includes wage loss benefits, subject to statutory requirements and limits. Wage loss and replacement service benefits can generally be available for up to three years after an accident.  

A severe injury may also affect someone's longer-term ability to earn a living. Those circumstances require a closer look at the available claims.  

The Losses That Do Not Come With Receipts

Some consequences cannot be measured by adding bills. Pain and physical limitations can change someone's independence, relationships, routines, and ability to enjoy ordinary activities.  

Depending on the circumstances and Michigan's legal requirements, an injured person may have a claim for noneconomic damages.  

Every case is different. Speak to a lawyer to understand your rights.  

Not Every Michigan Car Accident Claim Looks the Same

A rear-end crash on a city street can raise different questions than a multi-vehicle highway collision. The vehicles, drivers, insurance policies, injuries, and available evidence all matter.  

Mungo Law can evaluate claims involving:  

• Rear-end collisions  
• Intersection crashes  
• Distracted driving  
• Drunk or impaired driving  
• Highway collisions  
• Multi-vehicle crashes  
• Uninsured or underinsured motorists  
• Rideshare vehicles  
• Commercial vehicles  
• Pedestrian and bicycle collisions
• Fatal accidents and potential wrongful death claims  

Injuries May Not Be Obvious at the Scene

Adrenaline can make the first few hours after an accident misleading. Pain and other symptoms may develop or become more noticeable later.  

Car accidents may cause brain injuries, fractures, neck injuries, back injuries, soft-tissue damage, and other serious conditions. Getting appropriate medical attention protects your health and creates documentation of your condition.  

The Insurance Company Has a Process. You Should Have a Plan.

Insurance companies handle accident claims every day. For most injured people, this may be their first serious collision.  

An adjuster may investigate fault, medical treatment, prior medical history, damages, and available coverage. That is why an early settlement offer should be evaluated in context, not just by the number on the page.  

How Mungo Law Can Help

Our role is to take legal pressure off your shoulders while keeping you informed. Depending on the case, our work may include:  

• Investigating how the collision happened  
• Gathering and preserving available evidence  
• Reviewing police reports and witness information  
• Obtaining relevant medical documentation  
• Identifying responsible parties and available coverage  
• Documenting financial and personal losses  
• Communicating with insurance companies  
• Evaluating settlement offers  
• Negotiating a potential resolution  
• Preparing for litigation when appropriate  

Why Timing Matters

Evidence can disappear while someone is focused on recovering. Surveillance footage may be overwritten. Vehicles may be repaired, and memories can fade.  

Michigan claims can also involve strict deadlines. For example, PIP claims are subject to specific notice, filing, and recovery rules under Michigan law. Getting a case reviewed sooner can help identify which deadlines apply.  

You Run Point. We Handle the Legal Pressure.

Respect

We listen before deciding what a case needs. Your injury happened to you, not to a claim number.  

Your concerns, goals, work, family, and recovery deserve to be understood. That context can matter when building a personal injury claim.  

Transparency

Legal language should not become another obstacle. We explain your options in plain English and answer your questions directly.  

Clients should understand where their case stands. They should also understand the choices in front of them.  

Relentless Advocacy

Preparation matters. We investigate, document, negotiate, and pursue each case based on its individual facts.  

Relentless advocacy does not mean making promises about results. It means taking your claim seriously and being prepared to protect your interests.  

Michigan Car Accident FAQs

How Soon Should I Contact a Michigan Car Accident Attorney?

It can be helpful to speak with an attorney soon after receiving necessary medical care. Evidence can disappear, and Michigan insurance claims have deadlines. An early conversation can help you understand what may need to be preserved.  

Who Pays My Medical Bills After a Michigan Car Accident?

The answer depends on your circumstances and insurance coverage. Michigan PIP medical benefits may cover allowable medical expenses up to the selected coverage limit. Some people may have different arrangements based on their health and auto insurance elections.  

Should I Accept the Insurance Company's Settlement Offer?

A settlement should be considered in light of your injuries, treatment, losses, coverage, and potential future needs. Once a claim is settled and released, reopening it may not be possible. Consider getting legal guidance before signing documents that affect your rights.  

What If the Other Driver Has No Insurance?

Other possible sources of coverage may exist, including uninsured motorist coverage in some policies. The available options depend on the policy and circumstances. An attorney can review the applicable insurance coverage before determining possible next steps.  

What If My Injuries Appeared Days Later?

Some accident-related symptoms are not immediately apparent. Seek appropriate medical care rather than trying to diagnose the problem yourself. Tell your provider when the symptoms began and that you were recently involved in a collision.  

How Much Does It Cost to Speak With Mungo Law?

Mungo Law offers a free consultation for potential personal injury clients. We can hear what happened and discuss whether you may have a claim.  

Your Recovery Is Personal. Your Legal Strategy Should Be Too.

A car accident case is ultimately about more than damaged vehicles and insurance paperwork. An injury can affect your paycheck, independence, family responsibilities, and plans for the future.  

Michigan's no-fault system can make determining available benefits and claims complicated. You deserve an opportunity to understand your options before making important decisions about your case.

Let’s Talk About What Happened

If you were injured in Wayne County, Oakland County, Genesee County, or elsewhere in Michigan, you may have rights. Mungo Law offers free consultations to help injured people better understand their potential options. All calls and correspondence are responded to within 24 hours.  

Mungo Law, PLLC  

Leonard "Brandyn" Mungo, Esq.
43000 W. 9 Mile Rd., Suite 301
Novi, MI 48375  

Phone: (734) 837-3913  

Email: bm@mungolawpc.com  

Website: mungolawpc.com

LinkedIn: Brandyn Mungo

Every case is different. Speak to a lawyer to understand your rights. This page provides general educational information, not legal advice, and does not create an attorney-client relationship. You can also learn more about our team on our website.